The space to grow
From form to function, the quality of your fit out can dictate the success of your business.
While transforming your space into the right cafe, restaurant, bar or bakery can be a significant investment, we make hospitality fit out finance easier than you think.
How it works
Why Navigate Hospitality Finance?
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The best rate at your fingertips
Tailor-made for you and your future
What happens when you want to upgrade that oven or expand to a new location? We’ll put you in the best position for your future goals.
Fitouts we finance
Navigate can provide a loan for any type of hospitality fitout – simply provide a quote or invoice and we can do the rest.
Here are the main type of fitouts you can expect:
Shell and core fitout
This is to fitout the basic structure and exterior of the building, including essential services like main water systems and electrical supply are typically in place. This is your foundation to build on.
Basic fitout
This provides the fundamental elements for your hospitality venue to be operational but lacks a personalised touch. Usually it includes basic flooring, painting and/or wall coverings, and ceilings. It will likely also include necessary electrical distribution, lighting, kitchen and bar infrastructure, restrooms, and essential fire safety systems.
Custom fitout
A custom fitout shapes the venue into yours, providing everything you need to create a signature atmosphere and guest experience. Think tailored IT and audio-visual systems, painting, specialised lighting, fully-equipped kitchen and bar areas, customer-facing sections like dining areas, reception, themed décor, and branded elements.
Your questions answered
We strive to secure the best possible rate and repayment terms for you, which depends on your credit profile. We have a network of over 50 lenders so we’re well equipped to find a rate for your specific situation. You can provide your details to help us determine the most favourable rate for you – with no obligation on your part.
Our fees vary depending on the loan, and we will always disclose them in the credit guide at the start of your application and reiterate them in the contract. You can review these before committing, and remember, all our services are free until the loan settles. We're here to help you make an informed decision and will guide you through the fee structure so you have complete clarity.
Yes, our fitout finance solutions cover a wide range of projects, from minor aesthetic updates to complete overhauls of your hospitality space. Whether it's a new kitchen setup, modern furniture, or bespoke décor, we can support your vision.
Want to find out more about your options? We’ve got you.
Talk to an expert
Call us on 08 8440 8440 or drop us a line.
We’ll respond within an hour during business hours.
Navigate Hospitality Finance is a member of the Australian Financial Complaints Authority.