Need finance for hospitality equipment? Don’t get (f)leased
If you’re on the hunt for new hospitality equipment, leasing or rent-to-buy can appear like a flexible and cost-effective option.
But it pays to take a closer look.
Here’s where traditional financing through a loan could be your five-star solution.
Full control
Customise your equipment, move locations, and do whatever you like restriction-free.
Lower and $0 upfront costs
Leasing often involves an upfront payment. With a Navigate loan it’s usually $0 upfront cost to you.
Lower long-term costs
With a Navigate loan, you’ll most probably pay a lot less in the long run.
Full ownership
Once you’ve paid off your loan, you have an asset you can use as collateral for future financing, sell, upgrade or continue to use - repayment free!
Better tax benefits
Not only is your loan usually tax-deductible as a business expense, but owning the equipment allows for depreciation deductions.
Build your credit rating
Successfully paying off a loan can build up that credit profile to make future financing even easier.
Equipment Finance
Refinance Scenario
Pizza Restaurant
Finance Amount:
$34,470
| Lease Contract | Navigate Loan | |
|---|---|---|
| Monthly repayment | $3,622.28 | $877.28 |
Monthly Savings
$2,745
How it works
Why Navigate Hospitality Finance?
Speedy gonzales
The best rate at your fingertips
Tailor-made for you and your future
What happens when you want to upgrade that oven or expand to a new location? We’ll put you in the best position for your future goals.
What we finance
We finance all hospitality equipment for cafes, restaurants, bars, takeaway businesses, catering businesses, bakeries and more.
Choose from our extensive range from some of the best suppliers in the country, or find your own supplier and come to us with what you need.
For lower cost equipment, we can support you with a line of credit for the smaller purchases. See cashflow assistance for more details.
Hospitality equipment we finance includes:
- Commercial ovens and ranges
- Refrigerators and freezers
- Grills and griddles
- Deep fryers
- Food processors and mixers
- Dishwashers
- Microwaves
- Espresso machines and coffee makers
- Slicers and food prep equipment
- Beer taps and keg systems
- Wine chillers and dispensers
- Ice machines
- Cocktail stations and blenders
- Glasswashers
- Bar refrigeration and coolers
- Tables and chairs
- Bar stools
- Outdoor patio furniture
- Booths and banquettes
- Countertops and bar tops
- Shelving and storage units
- Cash registers
- POS terminals
- Mobile payment devices
- Receipt printers
- Barcode scanners
- Kitchen display systems
- Commercial mixers
- Dough sheeters and proofers
- Baking ovens
- Display cases
- Bread slicers
- Portable grills and stoves
- Chafing dishes
- Serving utensils and platters
- Food transport and storage containers
- Buffet equipment
- Commercial dishwashers
- Floor scrubbers and sweepers
- Waste disposal systems
- Sanitizing stations
- Pressure washers
- Commercial range hoods
- Exhaust fans
- HVAC systems
- Air purifiers and filters
- Sound systems and speakers
- Microphones and PA systems
- TVs and display monitors
- Lighting systems
- Surveillance cameras and systems
- Fire suppression systems
- Emergency lighting
- Safety signs and equipment
- First aid kits
- Sushi conveyors
- Teppanyaki grills
- Pizza ovens
- Specialty drink machines
- Ice cream and gelato machines
Your questions answered
Want to find out more about your options? We’ve got you.
Talk to an expert
Call us on 08 8440 8440 or drop us a line.
We’ll respond within an hour during business hours.
Navigate Hospitality Finance is a member of the Australian Financial Complaints Authority.